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Loans Loans Loans

A company set up office in Runhare House, Harare and began charging interested people to pay a fee and then be eligible for SME loans. A few weeks later, the police swept in and arrested those in occupation of the offices and needless to say that the doors to that company were soon closed and the company disappeared with people’s money. Loans are very difficult to obtain in this current climate and this has given loan sharks an opportunity to lure people in and then circle them and get in for the kill, the way that sharks do in the deep blue sea.

Never overestimate your earnings as these determine how much you can repay. Be honest with yourself and  don’t overestimate how much you will make from the loan you take. Be reasonable as you approach finance, especially from loan companies, they make money out of lending you money it is a very expensive way of borrowing.

1.       NSSA Loans

The NSSA Retrenchees Loan facility offers working capital or business asset financing to retrenches, from both the public and private sectors, who made contributions to NSAA during their working life.


  • You must have contributed to NSSA during your working life.
  • Preference is given to those with viable income generating projects.

Go to the Metropolitan Bank with your NSSA number, original letter of retrenchment and certified copy of the same letter and proof of NSSA contributions for those running businesses or projects.

2.       Collarhedge Finance

Personall Loans available to civil servants at competitive rates, repayment perios up to six months.

3rd Floor Beverly Court, 100 Nelson Mandela Ave nd 4th Street. Tel: 04 705 969/ 795 180/ 761 563/ 0772 888 358

3.       Oxlink Capital Pvt Ltd

3rd Floor, NICOZ Diamond, 30 Samora Machel Ave, Hre. Call 04 796 891/251 464 or Llyod Nyere on 0774 054 419

4.       First Capital Plus

Order Finance, Debt Factoring, Structured Finance Deals, Corporate Loans and Sme Loans. 8 Gloucester Rd, Eastlea, Harare. Tel: 04 776 908, 0713 776 908, 0779 045 002, email inforzim@firstcapitalplus.net

5.       FMC Financial Services

All civil Servants and salaried employees.

 FMC Financial Services 2nd Floor Lintas House, 46 Kwame Nkrumah Ave, Harare, 771 623, 772 259

Bindura Valley Farm Services, 1 Robert Mugabe Rd, Bindura 0733 056 591

Chinhoyi Branch- Deeveland House 5351 Midway Rd, 0777 909 412


 Please note that PBA is in no way affliliated or related to any of thse companies and we are not an agent either. Make sure you do your homework and check out the company you are borrowing from before you sign on the dotted line.

Remember borrowed money is sweet and easy to spend. do yourself a favour and be prudent.


Categories: General
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    January 14, 2012 at 9:57 am

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  6. January 9, 2013 at 11:32 am

    How can I get loans.

    • January 11, 2013 at 11:08 am

      Apply, apply and apply again. but also make sure your house is in order. if you are always overdrawn, don’t expect to get a loan. Use your finances responsibly and the bank will have faith in you.

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