Home > Business, Development, Money Matters, Opportunities > KIVA- Loans from $25

KIVA- Loans from $25

I stumbled upon an amazing organisation called KIVA, which provides loans from $25 to help create opportunities around the world.

Kiva is a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world.

• Total value of all loans made through Kiva: $212,219,550
• Number of Kiva Users: 923,650
• Number of Kiva Users who have funded a loan: 581,972
• Number of countries represented by Kiva Lenders: 213
• Number of entrepreneurs that have received a loan through Kiva: 551,661
• Number of loans that have been funded through Kiva: 283,301
• Percentage of Kiva loans which have been made to women entrepreneurs: 81.35%
• Number of Kiva Field Partners (microfinance institutions Kiva partners with): 133
• Number of countries Kiva Field Partners are located in: 60
• Current repayment rate (all partners): 98.71%
• Average loan size (This is the average amount loaned to an individual Kiva
Entrepreneur. Some loans – group loans – are divided between a group of borrowers.): $382.23
• Average total amount loaned per Kiva Lender (includes reloaned funds): $229.81
• Average number of loans per Kiva Lender: 6.87

Since Kiva was founded in 2005: • 972,368 Kiva lenders
• $460,500,725in loans
• 98.99% Repayment rate

• 213 Field Partners
• 450 volunteers around the world
• 72 different countries

More metrics and stats >

Why we do what we do

KIVA envisions a world where all people – even in the most remote areas of the globe – hold the power to create opportunity for themselves and others.

We believe providing safe, affordable access to capital to those in need helps people create better lives for themselves and their families.

How it works
Making a loan on Kiva is so simple that you may not realize how much work goes on behind the scenes.

Kiva works with microfinance institutions on five continents to provide loans to people without access to traditional banking systems. One hundred percent of your loan is sent to these microfinance institutions, which we call Field Partners, who administer the loans in the field.

Kiva relies on a world wide network of over 450 volunteers who work with our Field Partners, edit and translate borrower stories, and ensure the smooth operation of countless other Kiva programs.

Learn more about how it works.

How KIVA is funded

100% of every dollar you lend on Kiva goes directly towards funding loans; Kiva does not take a cut. Furthermore, Kiva does not charge interest to our Field Partners, who administer the loans.

Kiva is primarily funded through the support of lenders making optional donations. We also raise funds through grants, corporate sponsors, and foundations.

“Kiva is a fantastic institution that puts people in touch with entrepreneurs all around the world who need a small loan to develop their business and improve their lives. You get to invest in people (in $25 increments) and over time they pay you back, so that you can loan the money to someone else who needs it to keep the cycle going.

Kiva’s work is made possible through an extensive network of microfinance organizations around the world. We call these our Field Partners. Our Field Partners are responsible for screening borrowers, posting loan requests to Kiva, disbursing loans and collecting repayments, and otherwise administering Kiva loans. See more about field partners and what they do.


Visit the KIVA website for more information

  1. Tau
    August 12, 2013 at 6:51 pm

    They dont give loans to Zimbabweans, jus Kenya and a few countries.

    • August 13, 2013 at 12:00 pm

      @Tau, KIVA loans are available in Zimbabwe through Micro King. Check out my post on how to apply for a KIVA loan in Zimbabwe. There are some stories of recepients of KIVA loans in Zimbabwe on the Micro King Website.

  2. Allen
    August 12, 2013 at 7:38 pm

    How do i apply for a loan

    • August 13, 2013 at 11:58 am

      Kiva Loans are available through Micro King. Read my post on how to apply for KIVA loans in Zimbabwe.

  3. tryphine nyakuedzwa
    August 31, 2013 at 8:18 pm

    wat if I want 5000.00 and if im a civil servant

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